Wednesday, June 5, 2013

Alzheimer's Association Video



Not enough can be said about the devastating effects of Alzheimer's, and its effect on patients and their families. 

Alzheimer's Disease can't be prevented.   It can only be planned for. 

Take a few moments to educate yourself and view this short video.
As Sargent Friday (Dragnet) would say 
"Just the Facts-mam-just the facts"
(my long term memory is still intact)

View: The Epidemic is Alzheimer's

Note: February 14th segments of  Kiplinger's Financial power point presentation is presented.

"The Cost Of Alzheimers" 


Monday, June 3, 2013

June 2013:LTC-Guide News and Updates.

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John Hancock has announced “gender-distinct pricing, reflecting the male/female differences in the probability of benefit usage.” 

Gender-distinct pricing is not in affect in California.  (I am checking to see if CA has regulations against gender-distinct pricing.)  Only the Compact states of: Alabama, Alaska, Colorado, Georgia, Idaho, Illinois, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Nebraska, New Hampshire, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.   Additional states will be included upon approval. However, Montana will remain with unisex rates, as it does not permit gender-distinct rates.
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Genworth has announced effective July 1 their LTCi Privileged Choice Flex and Privileged Choice Flex Partnership will be available in California on July 1, 2013. 

They are working on CA approved brochures and Illustrations.  Limited CA marketing materials will be approved by June 17th

Contact: Charles@LTC-Guide.com for details and updates.